With the end of the year rapidly approaching, have you maximized your dental benefits? If you're unsure what that means, read on to learn how to make the most of your dental insurance dollars.
Dental Insurance 101
First, it's important to understand how dental insurance works to maximize your dental benefits. So, here's a quick guide.
Most dental insurance plans run on a calendar year schedule, meaning that benefits start on January 1st and end on December 31st. Most plans have a yearly maximum that doesn't carry over into the following year's benefits. That means you've lost those benefit dollars if you have $2000 available for 2024 and don't use it before December 31st.
This is especially critical if you have outstanding treatment needs. Those lost benefit dollars could've reduced your out-of-pocket expenses for the treatment procedure.
What this means for you is that now is the best time to contact your Chesterfield dentist to review your treatment needs or to schedule your preventive teeth cleaning and exam to protect your smile. Scheduling your exam now will ensure you have time to complete any treatment you need before the end of the year to maximize your dental insurance benefits.
Dental Insurance and Preventive Dentistry
Preventive teeth cleanings and checkups can help avoid costly and uncomfortable dental problems like tooth decay, cavities, and gum disease. For this reason, many dental insurance plans cover most, if not all, of preventive care costs.
If you've not taken advantage of your preventive dental benefits, it's definitely time to contact your dentist in Chesterfield. During your routine teeth cleaning, your hygienist removes the plaque buildup that causes tooth decay and gum disease. At the same time, your dentist will closely screen you for early signs of these concerns or any breakdown of current restoration that could become problematic.
Ready to maximize your dental insurance benefits? Contact your team at Clarkson Dental Group at (636) 537-0065.